Nowadays, a private vehicle, as the primary mode of transportation, is already a necessity, especially for people who are miles away from home to work and for those who are always on the go. This applies to me.
So I am buying a car—thru bank financing. I am currently processing my requirements: checking account, posted checks, cedula details, TIN, latest ITR, payslips for 3 months, certificate of employment, and valid IDs, to facilitate my car loan application. According to my Suzuki agent, after the papers have been accomplished, I can get the unit in less than a week time. That gives me butterflies in my stomach. It excites me.
The next big thing I will be dealing with is the monthly mortgage fee. Good luck to me.